Commissions
Pay reps, affiliates, and contractors the moment they earn it. Getting paid instantly is a simple way to keep good people around.
Instant account-to-account payments
Money that moves the
moment you do.
Kesef moves commissions, refunds, and disbursements straight from your account to theirs. No card networks, no three-day waits, no middlemen.
<1sSettlement time
24/7/365Always on, weekends and holidays included
$0Card-network fees
100%Direct, account to account
How it works
Three steps to money out the door.
01
Connect your account
Link your business bank account in minutes with bank-grade security. No engineering required to get started.
02
Choose who to pay
Send a single payment or upload a list. Commissions, refunds, and grants all run through one clean flow.
03
They're paid, instantly
Funds leave your account and land in theirs in seconds, any day or hour. No pending, no waiting.
Real-time by default
Every dollar, delivered the instant you send it.
Use cases
One rail. Every kind of payout.
Whatever money you need to move out the door, Kesef gets it there the instant you hit send.
Refunds
Issue instant refunds and stop losing customers to slow returns. Money is back in their account in seconds, not billing cycles.
Charity & disbursements
Move grants, aid, and community payments directly and transparently, with a full audit trail for every dollar that leaves.
Why Kesef
Built to move money directly and instantly.
Instant settlement
Real-time rails move money in seconds, 24/7, including weekends and holidays.
Direct, account to account
No cards, no intermediaries. Funds go straight from your account into theirs.
A fraction of the cost
Skip interchange and card fees. Direct transfers cost far less than card-based payouts.
Built for scale
A clean API and dashboard. Send one payment or a million with the same call.
Bank-grade security
Encryption in transit and at rest, with continuous monitoring and fraud controls.
Complete audit trail
Every payment tracked, reconciled, and exportable. Full visibility for finance and compliance.
How it compares
Faster and more direct than the alternatives.
| Kesef | Card payouts | Bank transfer | |
|---|---|---|---|
| Settlement speed | Instant, in seconds | 1-3 days to your bank | 1-3 business days |
| Available 24/7/365 | Always on | Limited | Business hours |
| Cost per payout | Low, flat fee | ~2-3% plus fees | Low, but slow |
| Direct, account to account | Yes | Via card networks | Yes |
| Live status & audit trail | Real-time | Partial | Varies |
Directional comparison of typical payout rails. Actual speed and cost depend on your provider and setup.
Security & trust
Trust is the product.
Kesef is built to bank-grade standards, with end-to-end encryption and continuous monitoring. Your money never touches a card network, and every transaction is fully traceable, from the moment it leaves to the moment it lands.
- End-to-end encryption
- SOC 2-aligned controls
- Continuous fraud monitoring
- Full, exportable audit trail
Be first in line for instant payouts.
Kesef is onboarding early partners. Join the waitlist and we'll get you set up.